Commerce, Texas electricity: Oncor wires, 2 split ZIP codes to check
Commerce: 9,928 residents, 3,106 households in the Census survey and 4,602 competitive home meters on its postal city. Here is who delivers the power, which addresses can shop and what plans cost on Oncor's wires.
Last updated . Written by Power Hopper. Reviewed by Brent Ward, founder, on 2026-10-19. Data as of October 5, 2026 (meters) and October 19, 2026 (plan prices).
In short: ERCOT counts 4,602 active residential meters with a Commerce address, all on Oncor's wires (October 5, 2026). 2 of Commerce's ZIP codes are split, so most addresses can shop, but yours needs a check.
Who delivers electricity in Commerce?
Outages: Oncor at oncor.com/outages.
Oncor delivery charges and area
Can every address in Commerce choose an electricity provider?
Split ZIP codes holding Commerce homes: 75401, 75422. They carry 167 of the 4,587 competitive homes with a Commerce address (4%); on those streets a neighbor's utility can differ from yours.
Without retail choice unless opted in: 3 other utilities in Hunt County (EIA 2024).
Moving to Commerce
Local numbers for setting up a home in Commerce, each checked on the official source. More contacts, and a printable list, are on Commerce helpful move-in information.
- City hall (ask about water service): City of Commerce: City Hall (main line), 903-886-1100.
- Trash pickup: Trash and recycling service (number on the city trash page), 903-886-2314.
- Natural gas: Atmos Energy: customer service, 888-286-6700.
- Public schools: Commerce ISD.
- Driver license: Texas DPS Driver License Office: Greenville, 512-424-2600.
You enter your address on the next screen, and we confirm there whether you can choose an electricity provider at that address.
Have a High Light Bill or Electric Bill?
If your electricity bill in Commerce came in higher than you expected, upload or enter it and see whether another plan could lower your electricity costs, or whether staying where you are makes more sense.
Weather and electricity in Commerce
Typical weather near Commerce, from the nearest NOAA station with a complete 1991-2020 record: Greenville Kgvl Radio, about 13 miles from the city center (station elevation 545 ft). These are normals for that station, not readings at your address. August is the warmest month on average, with a normal daily high of 98°F; January has the coolest average low, 33°F. Average daily highs reach 90°F or more in June to September. No month averages a daily low at or below freezing.
For electricity, the normals point to two seasons that can lift a household's usage: cooling-degree days (a measure of how far each day's mean temperature sits above 65°F) peak in August at 645 for the month, and heating-degree days (below 65°F) peak in January at 605. How much that matters to a bill depends on the home, its insulation, its heating fuel and the household, so use your own usage history, not a regional average, when you compare plans.
| Month | Avg high °F | Avg low °F | Precipitation (in) | Cooling degree-days | Heating degree-days |
|---|---|---|---|---|---|
| Jan | 58 | 33 | 3.2 | 3 | 605 |
| Feb | 62 | 37 | 3.5 | 6 | 441 |
| Mar | 69 | 44 | 4.4 | 26 | 282 |
| Apr | 77 | 52 | 4.1 | 93 | 98 |
| May | 85 | 62 | 5.8 | 270 | 14 |
| Jun | 93 | 70 | 4.2 | 492 | 0 |
| Jul | 97 | 74 | 3.2 | 639 | 0 |
| Aug | 98 | 73 | 2.4 | 645 | 0 |
| Sep | 91 | 66 | 3.8 | 407 | 4 |
| Oct | 81 | 54 | 5.0 | 149 | 76 |
| Nov | 68 | 43 | 3.6 | 24 | 298 |
| Dec | 60 | 36 | 4.0 | 4 | 546 |
Historical weather records for Hunt County
The Texas Railroad Commission's county table lists a record low of -4°F (1930) and a record high of 116°F (1936), and a regional estimate of 30 consecutive hours as a typical longest freezing or frozen-precipitation period for Hunt County. These are historical county extremes, not Commerce's monthly averages and not a forecast; the normals above describe ordinary months.
Reference only: the U.S. Energy Information Administration's 2020 Residential Energy Consumption Survey puts the average Texas household at about 13,440 kWh a year (about 1,120 kWh a month if spread evenly). That is a statewide average for 2020, not Commerce, and not an estimate for your home. EIA source.
Sources: NOAA NCEI U.S. Climate Normals 1991-2020, station USC00413734; Texas Railroad Commission, Historical Weather Data by County (2022).
What is different about electricity in Commerce?
- Commerce counted about 9,928 residents in the Census Bureau's 2025 estimate, against 9,085 in the 2020 base, a change of +9.3%. The largest one-year change was +269 people, from July 2022 to July 2023. July 1 estimates in between: 9,127 (2021), 9,307 (2022), 9,576 (2023), 9,842 (2024). (Census)
- Commerce covers 8.3 square miles of land (Census 2025 Gazetteer). That works out to about 1,193 residents and 373 occupied households per square mile of land, with roughly 3.2 residents for every Commerce household. (Census, Census, Census)
- The Commerce mailing area is bigger than the city: ERCOT lists 4,602 competitive homes under the Commerce postal city, 1.48 for each of the city's 3,106 Census households. (ERCOT, Census)
- Oncor share: 0.1% of its 3,564,530 competitive residential meters carry a Commerce address. (ERCOT)
- Move-ins show up as vacant-to-active switches in ERCOT's daily files: 14 of them in the ZIP codes most Commerce homes use, Oct. 7-18, 2026. (ERCOT)
- On October 5, 2026, ERCOT showed 842 home meters switched off (de-energized) in the ZIP codes most Commerce homes use, against 5,976 switched on; that 12.3 percent is mostly vacant houses and apartments between occupants. (ERCOT)
- Most Commerce electricity customers live in 75428: 4,420 homes, or 96 percent of the 4,587 with a Commerce address; the full ZIP comes to 1.15 meters a household. (ERCOT, Census)
- Commerce is 2 of 11 on a Hunt County list of cities and towns ranked by postal-city competitive homes; the next one up is Royse City, at 6,912. (ERCOT)
- By the Census Bureau's 2025 estimates, Commerce is the number 4 city or town by population among the 14 that reach into Hunt County, one place ahead of Caddo Mills (5,715 residents). (Census)
- Coverage gap: 75401, home to 117 Commerce-addressed meters, has 0.19 ERCOT meters for each household the Census counts there. That fits co-op service: EIA's 2024 lists for the counties tied to the ZIP include 3 co-ops, such as the Trinity Valley, Farmers, and Fannin County co-ops. Co-op homes stay off the competitive market unless their co-op opts in. (ERCOT, Census, EIA-861)
- Renting is most common in 75428, where the ACS 2020-2024 counts 48.1 percent of households as renters; in that part of Commerce, electricity accounts change hands with each lease. (Census)
- The ACS 2020-2024 median household income tops out in 75401 ($59,908) and bottoms out in 75428 ($51,424) among Commerce's core ZIP codes, where 37.1 and 25.1 percent of households, respectively, report electric bills above $250. (Census)
Commerce electricity by the numbers
| Measure | Value |
|---|---|
| Population (July 1, 2025 estimate) | 9,928 |
| Population (2020 estimates base) | 9,085 |
| Occupied households (ACS 2020-2024) | 3,106 |
| Active residential meters with a Commerce address | 4,602 |
| Active business meters with a Commerce address | 1,075 |
| Residential meters per Census household | 1.48 |
| Delivery utilities (homes) | Oncor 4,602 |
| Counties | Hunt |
| ZIP codes touching Commerce | 3 |
| Split ZIP codes (flagged below) | 2 |
How we built these numbers. Download: Commerce ZIP table (CSV).
What do electricity plans cost in Commerce right now?
Same-day medians for Oncor’s area (Oncor: 170 listings), delivery included; not a quote.
| Delivery utility | 500 kWh | 1,000 kWh | 2,000 kWh | Delivery charge |
|---|---|---|---|---|
| Oncor | 14.1¢ | 13.4¢ | 13.2¢ | 6.8673¢/kWh + $4.06/mo (effective October 4, 2026; tariff) |
Commerce ZIP codes: how much of each is on the competitive market?
Not every address in these ZIP codes has retail choice; check your exact address.
| ZIP | Meters per household | ERCOT competitive homes | Census households | With Commerce address | Share of ZIP land in Commerce | Mailing cities | Reading |
|---|---|---|---|---|---|---|---|
| 75428 | 1.15 | 4,431 | 3,853 | 4,420 | 9% | Commerce 100% | Near-full coverage. Mostly outside Commerce city limits. |
| 75401 | 0.19 | 1,545 | 8,066 | 117 | 0% | Greenville 86%, Commerce 8%, Neylandville 3% | Split. Little coverage. Split: City of Greenville (Greenville city limits cover about 10% of the ZIP's land); that utility's customers can't choose. Mostly outside Commerce city limits. |
| 75422 | 0.60 | 659 | 1,098 | 50 | 0% | Campbell 92%, Commerce 8% | Split. Most homes, not all. Mostly outside Commerce city limits. |
Split ZIP codes for Commerce: 75401, 75422.
Homes, renters and electric bills in Commerce’s ZIP codes
ZIP 75401 leads Commerce on electric bills over $250 a month, reported by 37.1 percent of its households; 75428 has the largest renter share, 48.1 percent (Census ACS 2020-2024).
| ZIP | Bills $250+ | Household income (median) | Built since 2020 | Commerce-addressed homes | Renting | Meters added Oct 7-18 | In 5+ unit buildings | Vacant-to-active switches |
|---|---|---|---|---|---|---|---|---|
| 75428 | 25.1% | $51,424 | 2.1% | 4,420 | 48.1% | 2 | 14.5% | 12 |
| 75401 | 37.1% | $59,908 | 2.1% | 117 | 44.8% | 1 | 11.7% | 2 |
ACS 2020-2024 by ZCTA; meters: ERCOT daily files, Oct 7-18, 2026.
Commerce and its neighbors
| Nearby town (2,000+ residents) | Wires utility | Can homes choose? | Postal-city meters per household | Distance | Competitive homes, postal city |
|---|---|---|---|---|---|
| Cooper | Oncor | Yes, mostly | 1.53 | 15 mi away | 1,215 homes |
| Greenville | Oncor | Some; city utility elsewhere | 0.14 | 15 mi away | 1,705 homes |
| Sulphur Springs | Oncor | Yes, mostly | 1.58 | 18 mi away | 9,673 homes |
| Caddo Mills | Oncor | Yes, mostly | 1.21 | 22 mi away | 1,461 homes |
| Leonard | TNMP | Yes, mostly | 1.39 | 22 mi away | 1,215 homes |
| West Tawakoni | — | Few or none | n/a | 25 mi away | 0 homes |
Business electricity in Commerce
Commerce business meters: 1,075 (4.3 homes per business meter); large non-residential meters in Commerce’s main ZIP codes: 4 (ERCOT, October 5, 2026).
Larger accounts can go out to bid with retail providers and direct suppliers; we can’t promise savings or bids.
How do I compare electricity plans in Commerce?
ZIP first, then your address; read each plan’s Electricity Facts Label before choosing.
Common questions about electricity in Commerce
Is Commerce deregulated for electricity?
Yes, where Oncor's wires reach the house, which in Commerce is most of the city: 4,602 homes with a Commerce mailing address were on the competitive market on October 5, 2026, 1.48 for each Census household. Addresses in 75401, 75422 (all split) need an exact-address check before you shop.
Where do most Commerce electricity customers live?
75428. It holds 4,420 Commerce-addressed competitive homes; counting every address in the ZIP, ERCOT has 4,431 meters for roughly 3,853 households, a 1.15 ratio. At the other end, 75401 shows 0.19.
Are electric bills high in Commerce?
75401 has the highest share of $250-plus monthly electric bills among Commerce's core ZIP codes (37.1 percent of households, ACS 2020-2024); 75428 has 25.1 percent. Bigger and all-electric homes push the share up.
I'm moving to Commerce. How do I set up electricity?
Start with the address check: Oncor-delivered Commerce homes choose among the plans offered there and set a start date. Turnover is real in 75428, where 26.9% moved in the past year (ACS); ERCOT logged 12 vacant-to-active meters in 75428 Oct. 7-18, 2026.
Why are there more electric meters than households in Commerce?
4,602 Commerce-addressed meters against 3,106 city households is 1.48 per household: the Commerce postal area extends past city limits, and new homes get meters before the Census counts them. It doesn't mean every nearby address can choose.
Who do I call in Commerce when the power goes out?
Call Oncor (oncor.com/outages), the wires utility for Commerce's 4,602 competitive homes; a retail provider can't fix lines.
Where to next?
Up: Oncor area · Hunt County
Nearest town pages: Sulphur Springs · Caddo Mills · Josephine · Bonham · Royse City · Lavon · Fate · Princeton
Compare plans · Moving · High bill · Texas rates · Areas without retail choice · Methodology
Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population)
- Census Vintage 2025 city and town population estimates
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files
- EIA-861 (2024) utility service territories by county
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT
- PUCT: Choosing an Electric Plan
- PUCT broker directory (BR260201)
- Oncor Electric Delivery
- Oncor delivery tariff (effective October 4, 2026)
- Census Bureau 2025 Gazetteer Files, Texas places (land and water area)
BJW Ventures LLC d/b/a Power Hopper | PUCT BR260201. PUCT registration is not an endorsement.