Fate, Texas electricity: Oncor wires, 1 split ZIP code to check
Two questions decide electricity in Fate: whose wires reach your street, and what plans on Oncor's system cost right now. This page answers both from ERCOT, Census and PUCT data.
Last updated . Written by Power Hopper. Reviewed by Brent Ward, founder, on 2026-10-19. Data as of October 5, 2026 (meters) and October 19, 2026 (plan prices).
In short: ERCOT counts 6,337 active residential meters with a Fate address, all on Oncor's wires (October 5, 2026). 1 of Fate's ZIP codes is split, so most addresses can shop, but yours needs a check.
Who delivers electricity in Fate?
Outages: Oncor at oncor.com/outages.
Oncor delivery charges and area
Can every address in Fate choose an electricity provider?
1,049 of 6,335 Fate-addressed competitive homes (17%) are in split ZIP codes (75189), where a neighbor may have a different utility.
1 more utility (co-op, city-owned or non-ERCOT; EIA 2024) also serves parts of Rockwall County; no retail choice there unless the utility opted in.
Moving to Fate
Local numbers for setting up a home in Fate, each checked on the official source. More contacts, and a printable list, are on Fate helpful move-in information.
- Water and utility billing: City of Fate: utility billing, 972-771-4601.
- Natural gas: Atmos Energy: customer service, 888-286-6700.
- Public schools: Rockwall ISD, Royse City ISD.
- Driver license: Texas DPS Driver License Office: Rockwall, 512-424-2600.
You enter your address on the next screen, and we confirm there whether you can choose an electricity provider at that address.
Have a High Light Bill or Electric Bill?
If your electricity bill in Fate came in higher than you expected, upload or enter it and see whether another plan could lower your electricity costs, or whether staying where you are makes more sense.
Weather and electricity in Fate
Typical weather near Fate, from the nearest NOAA station with a complete 1991-2020 record: Lavon Dam, about 9 miles from the city center (station elevation 510 ft). These are normals for that station, not readings at your address. August is the warmest month on average, with a normal daily high of 93°F; January has the coolest average low, 34°F. Average daily highs reach 90°F or more in July to August. No month averages a daily low at or below freezing.
For electricity, the normals point to two seasons that can lift a household's usage: cooling-degree days (a measure of how far each day's mean temperature sits above 65°F) peak in August at 563 for the month, and heating-degree days (below 65°F) peak in January at 653. How much that matters to a bill depends on the home, its insulation, its heating fuel and the household, so use your own usage history, not a regional average, when you compare plans.
| Month | Avg high °F | Avg low °F | Precipitation (in) | Cooling degree-days | Heating degree-days |
|---|---|---|---|---|---|
| Jan | 54 | 34 | 2.6 | 1 | 653 |
| Feb | 58 | 38 | 2.7 | 3 | 474 |
| Mar | 65 | 46 | 3.5 | 19 | 306 |
| Apr | 73 | 53 | 3.7 | 63 | 117 |
| May | 80 | 63 | 4.7 | 217 | 19 |
| Jun | 88 | 70 | 4.1 | 429 | 0 |
| Jul | 92 | 73 | 1.9 | 552 | 0 |
| Aug | 93 | 73 | 2.2 | 563 | 0 |
| Sep | 87 | 66 | 3.1 | 345 | 6 |
| Oct | 77 | 55 | 4.4 | 111 | 87 |
| Nov | 65 | 45 | 3.4 | 15 | 325 |
| Dec | 56 | 36 | 3.5 | 2 | 589 |
Reference only: the U.S. Energy Information Administration's 2020 Residential Energy Consumption Survey puts the average Texas household at about 13,440 kWh a year (about 1,120 kWh a month if spread evenly). That is a statewide average for 2020, not Fate, and not an estimate for your home. EIA source.
Sources: NOAA NCEI U.S. Climate Normals 1991-2020, station USC00415094.
What is different about electricity in Fate?
- Population: 17,981 (2020 base) to 29,007 (July 2025), +61.3%, per Census Vintage 2025 estimates. The largest one-year change was +2,792 people, from July 2023 to July 2024. (Census)
- Of the 3,564,530 homes Oncor serves on the competitive market, 0.2% have a Fate mailing address. (ERCOT)
- Fate is still adding homes: 14 new residential meters in its main ZIP codes during Oct. 7-18, 2026 (most in 75189: 11), plus 44 vacant-to-active switches. (ERCOT)
- De-energized homes, usually empty or between tenants, number 1,790 in Fate's main ZIP codes, 6.6% of all 26,943 residential meters there. (ERCOT)
- ZIP 75087 holds 4,909 of the 6,335 competitive homes with a Fate address (77%); across the whole ZIP there are 1.12 competitive meters per Census household. (ERCOT, Census)
- In ZIP 75189, which holds 1,049 Fate-addressed homes, ERCOT counts only 0.52 competitive meters per Census household. EIA's 2024 data lists Denton County Electric Cooperative, Fannin County Electric Cooperative, and Farmers Electric Cooperative among others in the counties ERCOT and the Census link to that ZIP; their customers are not on the competitive market unless the utility opted in. (ERCOT, Census, EIA-861)
- 75087 is Fate's highest-income main ZIP (median $129,484) and 75189 the other end ($117,125), per ACS 2020-2024; $250+ electric bills: 38.2% versus 35.3% of households. (Census)
- Fate's land splits across 2 main ZIP codes, led by 75087 (53%) and 75189 (45%), per the Census 2020 ZCTA-to-place relationship file. (Census)
- Of Fate's six nearest towns, Rockwall has the most competitive homes (20,168, 4 mi away) and McLendon-Chisholm the fewest per household (0.44). (ERCOT, Census)
Fate electricity by the numbers
| Measure | Value |
|---|---|
| Population (July 1, 2025 estimate) | 29,007 |
| Population (2020 estimates base) | 17,981 |
| Occupied households (ACS 2020-2024) | 6,737 |
| Active residential meters with a Fate address | 6,337 |
| Active business meters with a Fate address | 376 |
| Residential meters per Census household | 0.94 |
| Delivery utilities (homes) | Oncor 6,337 |
| Counties | Rockwall |
| ZIP codes touching Fate | 4 |
| Split ZIP codes (flagged below) | 1 |
How we built these numbers. Download: Fate ZIP table (CSV).
What do electricity plans cost in Fate right now?
Same-day medians for Oncor’s area (Oncor: 170 listings), delivery included; not a quote.
| Delivery utility | 500 kWh | 1,000 kWh | 2,000 kWh | Delivery charge |
|---|---|---|---|---|
| Oncor | 14.1¢ | 13.4¢ | 13.2¢ | 6.8673¢/kWh + $4.06/mo (effective October 4, 2026; tariff) |
Fate ZIP codes: how much of each is on the competitive market?
Not every address in these ZIP codes has retail choice; check your exact address.
| ZIP | Fate homes | Land in Fate | Postal cities | Competitive homes (ERCOT) | Households (Census) | Ratio | What it means |
|---|---|---|---|---|---|---|---|
| 75087 | 4,909 | 21% | Rockwall 68%, Fate 29%, Rowlett 2% | 16,724 | 14,951 | 1.12 | Near-full coverage. |
| 75032 | 60 | 0% | Rockwall 65%, Heath 30%, Mclendon Chisholm 4% | 13,473 | 13,250 | 1.02 | Near-full coverage. Mostly outside Fate city limits. |
| 75189 | 1,049 | 5% | Royse City 85%, Fate 13%, Nevada 2% | 8,112 | 15,743 | 0.52 | Split. Partial coverage. 11 new residential meters Oct 7-18, 2026. Mostly outside Fate city limits. |
| 75132 | 317 | 100% | Fate 100% | 317 | 0 | n/a | Too few homes to rate. |
Split ZIP codes for Fate: 75189.
Homes, renters and electric bills in Fate’s ZIP codes
$250+ monthly electric bills peak in 75087 (38.2% of households); post-2020 homes in 75189 (19.3%).
| ZIP | Fate homes | Median income | Renters | 5+ units | $250+ bills | Built 2020+ | New meters | Vacant to active |
|---|---|---|---|---|---|---|---|---|
| 75087 | 4,909 | $129,484 | 18.8% | 7.6% | 38.2% | 8.0% | 3 | 13 |
| 75189 | 1,049 | $117,125 | 11.5% | 1.3% | 35.3% | 19.3% | 11 | 31 |
| 75132 | 317 | $-666,666,666 | n/a | n/a | n/a | n/a | 0 | 0 |
ACS 2020-2024 by ZCTA; meters: ERCOT daily files, Oct 7-18, 2026.
How do towns near Fate compare?
| Town (2,000+ people) | Miles | Competitive homes | Per household | Utility | Status |
|---|---|---|---|---|---|
| Rockwall | 4 mi | 20,168 | 1.10 | Oncor | Most addresses can choose |
| Royse City | 4 mi | 6,912 | 1.05 | Oncor | Most addresses can choose |
| Lavon | 6 mi | 3,677 | 1.77 | Oncor | Most addresses can choose |
| McLendon-Chisholm | 7 mi | 606 | 0.44 | Oncor | Partly |
| Heath | 8 mi | 4,385 | 1.23 | Oncor | Most addresses can choose |
| Josephine | 9 mi | 1,049 | 0.57 | Oncor | Partly |
Business electricity in Fate
Fate business meters: 376 (16.9 homes per business meter); large non-residential meters in Fate’s main ZIP codes: 13 (ERCOT, October 5, 2026).
We compare retail providers and direct suppliers and can bid out high-consumption accounts, but we can’t promise savings or how many suppliers will bid. Businesses in Texas retail-choice areas can request a rate review online.
How do I compare electricity plans in Fate?
ZIP first, then your address; read each plan’s Electricity Facts Label before choosing.
Common questions about electricity in Fate
Does Fate have electricity choice?
Yes, where Oncor's wires reach the house, which in Fate is most of the city: 6,337 homes with a Fate mailing address were on the competitive market on October 5, 2026, 0.94 for each Census household. Split ZIP codes for Fate: 75189; on those, check the exact address.
Which Fate ZIP code has the most homes on the competitive market?
75087, with 16,724 competitive homes in ERCOT's data (4,909 addressed to Fate) against roughly 14,951 Census households, a 1.12 ratio. 75189 trails at 0.52 meters per household.
How many Fate households have a $250 electric bill?
In 75087, 38.2% of households reported electricity bills of $250 or more a month in the ACS 2020-2024 survey, the highest among Fate's main ZIP codes; in 75189 it was 35.3%. House size and heating type explain much of the difference.
How do I start electric service at a new Fate address?
13.2% of 75189 residents moved within a year (ACS), and 31 75189 meters turned from vacant to active Oct. 7-18, 2026. Check that your Fate address is on Oncor's wires, then choose a plan and start date.
Why does my Fate home have a Rockwall address?
Because ZIP 75087 is mostly addressed to Rockwall: 68% of its 16,724 competitive residential meters use that postal city, and 29% use Fate. Mailing city isn't city limits; the service address decides the utility.
Where do I report a Fate power outage?
Call Oncor (oncor.com/outages), the wires utility for Fate's 6,337 competitive homes; a retail provider can't fix lines.
Where to next?
Up: Oncor area · Rockwall County
Nearest town pages: Rockwall · Royse City · Rowlett · Wylie · Sachse · Murphy · Garland · Forney
Compare plans · Moving · High bill · Texas rates · Areas without retail choice · Methodology
Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population)
- Census Vintage 2025 city and town population estimates
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files
- EIA-861 (2024) utility service territories by county
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT
- PUCT: Choosing an Electric Plan
- PUCT broker directory (BR260201)
- Oncor Electric Delivery
- Oncor delivery tariff (effective October 4, 2026)
BJW Ventures LLC d/b/a Power Hopper | PUCT BR260201. PUCT registration is not an endorsement.