Temple, Texas electricity: Oncor wires, 2 split ZIP codes to check
Temple is Oncor territory with a few split ZIP codes; this page shows, ZIP by ZIP, who can shop and what plans cost.
Last updated . Written by Power Hopper. Reviewed by Brent Ward, founder, on 2026-10-19. Data as of October 5, 2026 (meters) and October 19, 2026 (plan prices).
In short: Every Temple-addressed home in ERCOT's competitive data is on Oncor's wires (45,527 active residential meters, October 5, 2026). Most Temple addresses can choose a retail provider, but 2 of the ZIP codes below are split, so check your exact address.
Who delivers electricity in Temple?
Outages: Oncor at oncor.com/outages.
Oncor delivery charges and area
Can every address in Temple choose an electricity provider?
Of the 45,488 Temple-addressed competitive homes we can place by ZIP code, 165 (0%) are in the split ZIP codes 76524, 76557; on those streets, a neighbor may be on a different utility. The ZIP table below marks each one.
EIA’s 2024 data lists 3 other utilities (co-ops, city-owned or outside ERCOT) in the county around Temple; they are named on Bell County. Their customers can’t choose unless the utility opted in.
Moving to Temple
Local numbers for setting up a home in Temple, each checked on the official source. More contacts, and a printable list, are on Temple helpful move-in information.
- Water and utility billing: utility billing (start, transfer or stop water service), 254-298-5616.
- Natural gas: Atmos Energy: customer service, 888-286-6700.
- Public schools: Temple ISD, Belton ISD, Troy ISD.
- Driver license: Texas DPS Driver License Office: Temple, 512-424-2600.
You enter your address on the next screen, and we confirm there whether you can choose an electricity provider at that address.
Have a High Light Bill or Electric Bill?
If your electricity bill in Temple came in higher than you expected, upload or enter it and see whether another plan could lower your electricity costs, or whether staying where you are makes more sense.
Weather and electricity in Temple
Typical weather near Temple, from the nearest NOAA station with a complete 1991-2020 record: Stillhouse Hollow Dam, about 10 miles from the city center (station elevation 706 ft). These are normals for that station, not readings at your address. August is the warmest month on average, with a normal daily high of 96°F; January has the coolest average low, 36°F. Average daily highs reach 90°F or more in June to September. No month averages a daily low at or below freezing.
For electricity, the normals point to two seasons that can lift a household's usage: cooling-degree days (a measure of how far each day's mean temperature sits above 65°F) peak in August at 586 for the month, and heating-degree days (below 65°F) peak in January at 534. How much that matters to a bill depends on the home, its insulation, its heating fuel and the household, so use your own usage history, not a regional average, when you compare plans.
| Month | Avg high °F | Avg low °F | Precipitation (in) | Cooling degree-days | Heating degree-days |
|---|---|---|---|---|---|
| Jan | 60 | 36 | 2.6 | 3 | 534 |
| Feb | 64 | 39 | 2.3 | 8 | 379 |
| Mar | 71 | 46 | 3.3 | 31 | 237 |
| Apr | 78 | 54 | 3.1 | 101 | 74 |
| May | 85 | 63 | 4.9 | 275 | 10 |
| Jun | 91 | 70 | 3.4 | 461 | 0 |
| Jul | 95 | 72 | 1.9 | 578 | 0 |
| Aug | 96 | 72 | 2.5 | 586 | 0 |
| Sep | 90 | 66 | 3.7 | 390 | 3 |
| Oct | 81 | 56 | 4.0 | 163 | 62 |
| Nov | 69 | 46 | 2.6 | 29 | 254 |
| Dec | 61 | 38 | 2.8 | 6 | 478 |
Historical weather records for Bell County
The Texas Railroad Commission's county table lists a record low of -5°F (1989) and a record high of 112°F (2018), and a regional estimate of 24 consecutive hours as a typical longest freezing or frozen-precipitation period for Bell County. These are historical county extremes, not Temple's monthly averages and not a forecast; the normals above describe ordinary months.
Reference only: the U.S. Energy Information Administration's 2020 Residential Energy Consumption Survey puts the average Texas household at about 13,440 kWh a year (about 1,120 kWh a month if spread evenly). That is a statewide average for 2020, not Temple, and not an estimate for your home. EIA source.
Sources: NOAA NCEI U.S. Climate Normals 1991-2020, station USC00418646; Texas Railroad Commission, Historical Weather Data by County (2022).
What is different about electricity in Temple?
- Census estimates put Temple at 98,412 residents on July 1, 2025, up 19.7% from a 2020 estimates base of 82,244. Source: Census Bureau.
- ERCOT lists 45,527 competitive residential meters with a Temple mailing address, about 1.32 per Census household in the city (34,514), because the Temple postal area reaches beyond city limits. Source: ERCOT TDSP; Census ACS.
- ERCOT's daily files added 55 new residential meters in Temple's main ZIP codes between Oct. 7 and Oct. 18, 2026, 21 of them in 76502. Source: ERCOT daily.
- Temple-addressed business meters number 6,522 in ERCOT's Oct. 5 extract, one for every 7.0 homes. Source: ERCOT TDSP.
- Among the 13 cities and towns that touch Bell County, Temple ranks 2 by competitive homes on its postal city in ERCOT's data, behind Killeen (64,846). Source: ERCOT TDSP.
- Renters make up 68.6% of households in 76504, the highest share among Temple's main ZIP codes (ACS 2020-2024), so many Temple addresses change hands, and electricity accounts, every year. Source: Census ACS.
Temple electricity by the numbers
| Measure | Value |
|---|---|
| Population (July 1, 2025 estimate) | 98,412 |
| Population (2020 estimates base) | 82,244 |
| Occupied households (ACS 2020-2024) | 34,514 |
| Active residential meters with a Temple address | 45,527 |
| Active business meters with a Temple address | 6,522 |
| Residential meters per Census household | 1.32 |
| Delivery utilities (homes) | Oncor 45,527 |
| Counties | Bell |
| ZIP codes touching Temple | 6 |
| Split ZIP codes (flagged below) | 2 |
How we built these numbers. Download: Temple ZIP table (CSV).
What do electricity plans cost in Temple right now?
Same-day medians for Oncor’s area (Oncor: 170 listings), delivery included; not a quote.
| Delivery utility | 500 kWh | 1,000 kWh | 2,000 kWh | Delivery charge |
|---|---|---|---|---|
| Oncor | 14.1¢ | 13.4¢ | 13.2¢ | 6.8673¢/kWh + $4.06/mo (effective October 4, 2026; tariff) |
Temple ZIP codes: how much of each is on the competitive market?
Not every address in these ZIP codes has retail choice; check your exact address.
| ZIP | Main postal cities (homes) | ZIP land inside Temple | Competitive homes (ERCOT) | Households (Census) | Ratio | What it means |
|---|---|---|---|---|---|---|
| 76502 | Temple 100% | 55% | 24,796 | 19,492 | 1.27 | Near-full coverage. 21 new residential meters Oct 7-18, 2026. |
| 76513 | Belton 86%, Morgans Point Resort 11%, Salado 1% | 3% | 19,402 | 15,904 | 1.22 | Near-full coverage. 20 new residential meters Oct 7-18, 2026. Mostly outside Temple city limits. |
| 76504 | Temple 100% | 65% | 12,903 | 10,759 | 1.20 | Near-full coverage. |
| 76501 | Temple 100% | 13% | 7,447 | 6,546 | 1.14 | Near-full coverage. 10 new residential meters Oct 7-18, 2026. |
| 76557 | Moody 96%, Temple 4% | 0% | 1,096 | 1,894 | 0.58 | Split. Partial coverage. Mostly outside Temple city limits. |
| 76524 | Bruceville Eddy 85%, Temple 15% | 0% | 832 | 1,272 | 0.65 | Split. Most homes, not all. Mostly outside Temple city limits. |
Split ZIP codes for Temple: 76524, 76557.
Homes, renters and electric bills in Temple’s ZIP codes
Among Temple’s main ZIP codes, 76524 has the largest share of households paying $250 or more a month for electricity (46.6%); 76504 has the most renters (68.6% of households); 76502 has the newest housing (9.2% built in 2020 or later).
How do towns near Temple compare?
Within about 28 miles; whole-place estimates.
| Town | Population | Distance | Delivery utility | Status | Competitive homes (postal city) |
|---|---|---|---|---|---|
| Morgan's Point Resort | 4,746 | 5 mi | Oncor | Most addresses can choose | 2,046 |
| Belton | 25,964 | 6 mi | Oncor | Most addresses can choose | 16,718 |
| Troy | 3,585 | 8 mi | Oncor | Most addresses can choose | 2,437 |
| Little River-Academy | 2,020 | 9 mi | Oncor | Most addresses can choose | 913 |
| Nolanville | 7,983 | 13 mi | Oncor | Most addresses can choose | 3,338 |
| Salado | 2,565 | 14 mi | Oncor | Most addresses can choose | 4,474 |
Business electricity in Temple
ERCOT lists 6,522 active business meters with a Temple address, about one for every 7.0 homes, and 50 meters in ERCOT’s large non-residential class across Temple’s main ZIP codes.
Power Hopper compares offers from retail electric providers and direct suppliers for businesses. For high-consumption businesses, we can run a competitive bid so more than one supplier prices the same usage. We can’t promise savings or how many suppliers will bid. Businesses in Texas retail-choice areas can request a rate review online.
How do I compare electricity plans in Temple?
ZIP first, then your address; read each plan’s Electricity Facts Label before choosing.
Common questions about electricity in Temple
Is Temple deregulated for electricity?
Yes, if Oncor delivers to your address. ERCOT lists 45,527 Temple-addressed homes on the competitive market (October 5, 2026), about 1.32 per Census household. 2 of the ZIP codes touching Temple are split (76524, 76557), so check your exact address.
Which Temple ZIP code has the most homes on the competitive market?
76502. ERCOT lists 24,796 competitive residential meters there, 24,780 with a Temple address, against about 19,492 Census households in the ZIP (ratio 1.27). Among Temple's main ZIP codes, 76524 has the fewest competitive meters per household, 0.65.
How many Temple households have a $250 electric bill?
It varies by ZIP code. In the Census survey (ACS 2020-2024), 46.6% of households in 76524 reported paying $250 or more a month for electricity, the highest share among Temple's main ZIP codes, against 22.2% in 76504. Home size, age and heating type drive much of that, so compare plans at your own usage.
Why are there more electric meters than households in Temple?
ERCOT counts 45,527 competitive residential meters with a Temple mailing address, about 1.32 for every Census household in the city (34,514). The Temple postal area is bigger than the city, and new homes get a meter before the Census survey counts them. It does not mean every Temple-area address can choose; check yours.
Who do I call in Temple when the power goes out?
Oncor, which delivers to all 45,527 Temple-addressed homes in ERCOT's competitive data, not your retail provider. oncor.com/outages.
Where to next?
Up: Oncor area · Bell County
Nearest town pages: Killeen · Waco · Hutto · Round Rock · Pflugerville · Waxahachie · Mansfield · Arlington
Compare plans · Moving · High bill · Texas rates · Areas without retail choice · Methodology
Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population)
- Census Vintage 2025 city and town population estimates
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files
- EIA-861 (2024) utility service territories by county
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT
- PUCT: Choosing an Electric Plan
- PUCT broker directory (BR260201)
- Oncor Electric Delivery
- Oncor delivery tariff (effective October 4, 2026)
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