Saginaw, Texas electricity: Oncor wires and 10,217 competitive homes
Saginaw's 10,217 competitive homes sit on Oncor's wires; here is where choice stops, what delivery costs and how plan prices look today.
Last updated . Written by Power Hopper. Reviewed by Brent Ward, founder, on 2026-10-19. Data as of October 5, 2026 (meters) and October 19, 2026 (plan prices).
In short: Every Saginaw-addressed home in ERCOT's competitive data is on Oncor's wires (10,217 active residential meters, October 5, 2026). Addresses on Oncor's wires can choose a retail provider, and in Saginaw that is nearly everyone our data can see.
Who delivers electricity in Saginaw?
Outages: Oncor at oncor.com/outages.
Oncor delivery charges and area
Can every address in Saginaw choose an electricity provider?
None of the ZIP codes holding Saginaw's 10,215 competitive homes is flagged split in our data, so most streets can shop; the table below still shows each ZIP's ratio.
EIA’s 2024 data lists 3 other utilities (co-ops, city-owned or outside ERCOT) in the county around Saginaw; they are named on Tarrant County. Their customers can’t choose unless the utility opted in.
Moving to Saginaw
Local numbers for setting up a home in Saginaw, each checked on the official source. More contacts, and a printable list, are on Saginaw helpful move-in information.
- City hall (ask about water service): City of Saginaw: City Hall (main line), 817-232-4640.
- Trash pickup: Waste Connections: trash and recycling, 817-222-2221.
- Natural gas: Atmos Energy: customer service, 888-286-6700.
- Public schools: Eagle Mt-Saginaw ISD.
- Driver license: Texas DPS Driver License Office: Lake Worth, 512-424-2600.
You enter your address on the next screen, and we confirm there whether you can choose an electricity provider at that address.
Have a High Light Bill or Electric Bill?
If your electricity bill in Saginaw came in higher than you expected, upload or enter it and see whether another plan could lower your electricity costs, or whether staying where you are makes more sense.
Weather and electricity in Saginaw
Typical weather near Saginaw, from the nearest NOAA station with a complete 1991-2020 record: Fort Worth Meacham Field, about 3 miles from the city center (station elevation 687 ft). These are normals for that station, not readings at your address. August is the warmest month on average, with a normal daily high of 96°F; January has the coolest average low, 35°F. Average daily highs reach 90°F or more in June to August. No month averages a daily low at or below freezing.
For electricity, the normals point to two seasons that can lift a household's usage: cooling-degree days (a measure of how far each day's mean temperature sits above 65°F) peak in August at 626 for the month, and heating-degree days (below 65°F) peak in January at 595. How much that matters to a bill depends on the home, its insulation, its heating fuel and the household, so use your own usage history, not a regional average, when you compare plans.
| Month | Avg high °F | Avg low °F | Precipitation (in) | Cooling degree-days | Heating degree-days |
|---|---|---|---|---|---|
| Jan | 56 | 35 | 2.1 | 2 | 595 |
| Feb | 61 | 39 | 2.4 | 7 | 432 |
| Mar | 68 | 47 | 3.2 | 30 | 270 |
| Apr | 76 | 54 | 3.1 | 90 | 99 |
| May | 84 | 63 | 4.0 | 271 | 14 |
| Jun | 92 | 71 | 4.0 | 491 | 0 |
| Jul | 96 | 75 | 2.2 | 625 | 0 |
| Aug | 96 | 75 | 2.2 | 626 | 0 |
| Sep | 88 | 67 | 2.6 | 385 | 4 |
| Oct | 78 | 56 | 4.5 | 142 | 83 |
| Nov | 66 | 45 | 2.5 | 22 | 299 |
| Dec | 58 | 37 | 2.6 | 4 | 545 |
Historical weather records for Tarrant County
The Texas Railroad Commission's county table lists a record low of -12°F (1899) and a record high of 115°F (1909), and a regional estimate of 30 consecutive hours as a typical longest freezing or frozen-precipitation period for Tarrant County. These are historical county extremes, not Saginaw's monthly averages and not a forecast; the normals above describe ordinary months.
Reference only: the U.S. Energy Information Administration's 2020 Residential Energy Consumption Survey puts the average Texas household at about 13,440 kWh a year (about 1,120 kWh a month if spread evenly). That is a statewide average for 2020, not Saginaw, and not an estimate for your home. EIA source.
Sources: NOAA NCEI U.S. Climate Normals 1991-2020, station USW00013961; Texas Railroad Commission, Historical Weather Data by County (2022).
What is different about electricity in Saginaw?
- The City of Saginaw's new-resident page signs residents up for water, sewer and trash through the city and points them to outside providers for electricity. Source: City of.
- Census estimates put Saginaw at 26,706 residents on July 1, 2025, up 11.7% from a 2020 estimates base of 23,913. Source: Census Bureau.
- ERCOT's daily files added 45 new residential meters in Saginaw's main ZIP codes between Oct. 7 and Oct. 18, 2026, 44 of them in 76179. Source: ERCOT daily.
- Saginaw-addressed business meters number 1,075 in ERCOT's Oct. 5 extract, one for every 9.5 homes. Source: ERCOT TDSP.
- Among the 39 cities and towns that touch Tarrant County, Saginaw ranks 15 by competitive homes on its postal city in ERCOT's data, behind Fort Worth (356,890). Source: ERCOT TDSP.
Saginaw electricity by the numbers
| Measure | Value |
|---|---|
| Population (July 1, 2025 estimate) | 26,706 |
| Population (2020 estimates base) | 23,913 |
| Occupied households (ACS 2020-2024) | 9,025 |
| Active residential meters with a Saginaw address | 10,217 |
| Active business meters with a Saginaw address | 1,075 |
| Residential meters per Census household | 1.13 |
| Delivery utilities (homes) | Oncor 10,217 |
| Counties | Tarrant |
| ZIP codes touching Saginaw | 3 |
| Split ZIP codes (flagged below) | 0 |
How we built these numbers. Download: Saginaw ZIP table (CSV).
What do electricity plans cost in Saginaw right now?
Same-day medians for Oncor’s area (Oncor: 170 listings), delivery included; not a quote.
| Delivery utility | 500 kWh | 1,000 kWh | 2,000 kWh | Delivery charge |
|---|---|---|---|---|
| Oncor | 14.1¢ | 13.4¢ | 13.2¢ | 6.8673¢/kWh + $4.06/mo (effective October 4, 2026; tariff) |
Saginaw ZIP codes: how much of each is on the competitive market?
Not every address in these ZIP codes has retail choice; check your exact address.
| ZIP | Main postal cities (homes) | ZIP land inside Saginaw | Competitive homes (ERCOT) | Households (Census) | Ratio | What it means |
|---|---|---|---|---|---|---|
| 76179 | Fort Worth 76%, Saginaw 24% | 8% | 30,149 | 26,504 | 1.14 | Near-full coverage. 44 new residential meters Oct 7-18, 2026. Mostly outside Saginaw city limits. |
| 76131 | Fort Worth 83%, Saginaw 14%, Blue Mound 4% | 21% | 21,745 | 18,761 | 1.16 | Near-full coverage. |
| 76106 | Fort Worth 100% | 1% | 11,527 | 10,905 | 1.06 | Near-full coverage. Mostly outside Saginaw city limits. |
Split ZIP codes for Saginaw: none flagged.
Homes, renters and electric bills in Saginaw’s ZIP codes
Among Saginaw’s main ZIP codes, 76179 has the largest share of households paying $250 or more a month for electricity (37.6%); 76131 has the most renters (26.7% of households); 76131 has the newest housing (8.9% built in 2020 or later).
How do towns near Saginaw compare?
Within about 28 miles; whole-place estimates.
| Town | Population | Distance | Delivery utility | Status | Competitive homes (postal city) |
|---|---|---|---|---|---|
| Blue Mound | 2,288 | 2 mi | Oncor | Most addresses can choose | 775 |
| Sansom Park | 5,419 | 5 mi | Oncor | Most addresses can choose | 2,162 |
| Lake Worth | 4,766 | 5 mi | Oncor | Most addresses can choose | 2,313 |
| Fort Worth | 1,028,117 | 6 mi | Oncor | Most addresses can choose | 356,890 |
| Haltom City | 45,542 | 6 mi | Oncor | Most addresses can choose | 17,823 |
| River Oaks | 7,467 | 6 mi | Oncor | Most addresses can choose | 2,850 |
Business electricity in Saginaw
ERCOT lists 1,075 active business meters with a Saginaw address, about one for every 9.5 homes, and 25 meters in ERCOT’s large non-residential class across Saginaw’s main ZIP codes.
Power Hopper compares offers from retail electric providers and direct suppliers for businesses. For high-consumption businesses, we can run a competitive bid so more than one supplier prices the same usage. We can’t promise savings or how many suppliers will bid. In-person business electricity consultations are available in the AllianceTexas / North Fort Worth area.
How do I compare electricity plans in Saginaw?
ZIP first, then your address; read each plan’s Electricity Facts Label before choosing.
Common questions about electricity in Saginaw
Can I choose my electricity provider in Saginaw?
Yes, if Oncor delivers to your address. ERCOT lists 10,217 Saginaw-addressed homes on the competitive market (October 5, 2026), about 1.13 per Census household. No ZIP code touching it is flagged split, but check your exact address.
Which Saginaw ZIP code has the most homes on the competitive market?
76179. ERCOT lists 30,149 competitive residential meters there, 7,228 with a Saginaw address, against about 26,504 Census households in the ZIP (ratio 1.14).
How many Saginaw households have a $250 electric bill?
It varies by ZIP code. In the Census survey (ACS 2020-2024), 37.6% of households in 76179 reported paying $250 or more a month for electricity, the highest share among Saginaw's main ZIP codes, against 27.9% in 76131. Home size, age and heating type drive much of that, so compare plans at your own usage.
Why does my Saginaw home have a Fort Worth address?
ZIP 76179 is shared. In ERCOT's data, 76% of its 30,149 competitive residential meters use Fort Worth as the postal city and 24% use Saginaw. Mailing city and city limits are different things; the service address decides which utility serves you.
Who do I call in Saginaw when the power goes out?
Oncor, which delivers to all 10,217 Saginaw-addressed homes in ERCOT's competitive data, not your retail provider. oncor.com/outages. Co-op members call their co-op.
Where to next?
Up: Oncor area · Tarrant County
Nearest town pages: Fort Worth · Haslet · North Richland Hills · Keller · Roanoke · Trophy Club · Northlake · Justin
Compare plans · Moving · High bill · Texas rates · Areas without retail choice · Methodology
Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population)
- Census Vintage 2025 city and town population estimates
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files
- EIA-861 (2024) utility service territories by county
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT
- PUCT: Choosing an Electric Plan
- PUCT broker directory (BR260201)
- Oncor Electric Delivery
- Oncor delivery tariff (effective October 4, 2026)
- City of Saginaw: New Resident information (water, sewer and trash through the city; electricity through outside providers)
BJW Ventures LLC d/b/a Power Hopper | PUCT BR260201. PUCT registration is not an endorsement.