# Terrell, Texas electricity: Oncor wires, 1 split ZIP code to check

_Updated October 19, 2026. Data: ERCOT Oct 5, 2026; Power to Choose Oct 19, 2026, 7:59 AM CT._

**In short:** ERCOT counts 9,061 active residential meters with a Terrell address, all on Oncor's wires (October 5, 2026). 1 of Terrell's ZIP codes is split, so most addresses can shop, but yours needs a check.

## Moving to Terrell

Local numbers for setting up a home in Terrell, each checked on the official source. More contacts: https://powerhopper.energy/texas-electricity/terrell/move-in-information

- **City hall (ask about water service):** City of Terrell: City Hall (main line), 972-551-6600.
- **Natural gas:** Atmos Energy: customer service, 888-286-6700.
- **Public schools:** Terrell ISD.
- **Driver license:** Texas DPS Driver License Office: Terrell, 512-424-2600.

## Who delivers electricity in Terrell?
ERCOT counts 9,061 active residential meters with a Terrell address, all on Oncor's wires (October 5, 2026).

## Can every address in Terrell choose?
550 of 9,057 Terrell-addressed competitive homes (6%) are in split ZIP codes (75161), where a neighbor may have a different utility.

## What is different about Terrell?
- The Census Bureau's July 1, 2025 estimate for Terrell is 23,921 people, up 35.5% on the 2020 estimates base of 17,652. The largest one-year change was +1,546 people, from July 2022 to July 2023. (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- The Terrell mailing area is bigger than the city: ERCOT lists 9,061 competitive homes under the Terrell postal city, 1.55 for each of the city's 5,857 Census households. The Census household count (ACS 2020-2024) also lags a city that grew 36% since 2020. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Terrell-addressed homes make up 0.3% of the 3,564,530 residential meters on Oncor's competitive system. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- From Oct. 7 to Oct. 18, 2026, 24 residential meters in Terrell's main ZIP codes went from vacant to active in ERCOT's daily files, which usually means a move-in. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Terrell's main ZIP codes: 9,298 active and 599 de-energized residential meters (6.1% de-energized, usually empty or between tenants). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Terrell's biggest ZIP code for electricity customers is 75160, with 8,507 of the 9,057 competitive homes that carry a Terrell address and a ZIP-wide ratio of 1.04 meters per household. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- By competitive homes on its postal city, Terrell is number 4 of the 14 cities and towns touching Kaufman County, just behind Forney (13,726). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- In ZIP 75161, which holds 550 Terrell-addressed homes, ERCOT counts only 0.23 competitive meters per Census household. EIA's 2024 data lists Farmers Electric Cooperative and Trinity Valley Electric Cooperative in the counties ERCOT and the Census link to that ZIP; their customers are not on the competitive market unless the utility opted in. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/, https://www.eia.gov/electricity/data/eia861/)
- 31.5% of households in 75160 rent (ACS 2020-2024), the most among Terrell's main ZIP codes, so a lot of Terrell electricity accounts open and close with each lease. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Median household income across Terrell's main ZIP codes runs from $71,801 in 75160 to $85,981 in 75161 (ACS 2020-2024); 45.3% of 75161 households and 37.2% of 75160 households report $250+ monthly electric bills. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)

## By the numbers
- Population (July 1, 2025 estimate): 23,921
- Population (2020 estimates base): 17,652
- Occupied households (ACS 2020-2024): 5,857
- Active residential meters with a Terrell address: 9,061
- Active business meters with a Terrell address: 2,212
- Residential meters per Census household: 1.55
- Delivery utilities (homes): Oncor 9,061
- Counties: Kaufman
- ZIP codes touching Terrell: 2
- Split ZIP codes (flagged below): 1

## Plan prices (median ¢/kWh at 500 / 1,000 / 2,000 kWh)
- Oncor: 14.1 / 13.4 / 13.2; delivery 6.8673¢/kWh + $4.06/mo

## ZIP codes
**Not every address in these ZIP codes has retail choice; check your exact address.**

| ZIP | Postal cities | Land in city | Competitive homes | Households | Ratio | Notes |
|---|---|---|---|---|---|---|
| 75160 | Terrell 97%, Poetry 3% | 21% | 8,748 | 8,406 | 1.04 | Near-full coverage.  |
| 75161 | Terrell 100% | 2% | 550 | 2,401 | 0.23 | Split. Partial coverage. Mostly outside Terrell city limits. |

## Business electricity in Terrell
2,212 active business meters. Power Hopper compares offers from retail electric providers and direct suppliers; for high-consumption businesses we can run a competitive bid. No savings or bidder count is promised. Businesses in Texas retail-choice areas can request a rate review online.

## Questions
**Can I choose my electricity provider in Terrell?** Yes, where Oncor's wires reach the house, which in Terrell is most of the city: 9,061 homes with a Terrell mailing address were on the competitive market on October 5, 2026, 1.55 for each Census household. Split ZIP codes for Terrell: 75161; on those, check the exact address.
**Which Terrell ZIP code has the most homes on the competitive market?** ZIP 75160: 8,507 of its 8,748 competitive residential meters use a Terrell address, and the ZIP has about 8,406 Census households (ratio 1.04). Coverage is thinnest in 75161, at 0.23.
**How many Terrell households have a $250 electric bill?** In 75161, 45.3% of households reported electricity bills of $250 or more a month in the ACS 2020-2024 survey, the highest among Terrell's main ZIP codes; in 75160 it was 37.2%. House size and heating type explain much of the difference.
**How do I start electric service at a new Terrell address?** Confirm the address is on Oncor's wires, then pick a plan and a start date. In 75160, 14.7% of residents moved in the past year (ACS); 24 75160 meters went vacant-to-active Oct. 7-18, 2026.
**Why are there more electric meters than households in Terrell?** 9,061 Terrell-addressed meters against 5,857 city households is 1.55 per household: the Terrell postal area extends past city limits, and new homes get meters before the Census counts them. It doesn't mean every nearby address can choose.
**Who restores power in Terrell after an outage?** Call Oncor (oncor.com/outages), the wires utility for Terrell's 9,061 competitive homes; a retail provider can't fix lines.

## Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT: https://www.powertochoose.org/en-us/Plan/ExportToCsv
- PUCT: Choosing an Electric Plan: https://www.puc.texas.gov/consumer-help/electricity/electric-plan/
- PUCT broker directory (BR260201): https://www.puc.texas.gov/industry/electric/directories/brk/alpha_brk/
- Oncor Electric Delivery: https://www.oncor.com/
- Oncor delivery tariff (effective October 4, 2026): https://interchange.puc.texas.gov/Documents/59249_105_1676040.PDF
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT daily TDSP ESIID Extract files, Oct 7-18, 2026, via Power Hopper's Oct 18 ZIP study: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/

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