# Temple, Texas electricity: Oncor wires, 2 split ZIP codes to check

_Updated October 19, 2026. Data: ERCOT Oct 5, 2026; Power to Choose Oct 19, 2026, 7:59 AM CT._

**In short:** Every Temple-addressed home in ERCOT's competitive data is on Oncor's wires (45,527 active residential meters, October 5, 2026). Most Temple addresses can choose a retail provider, but 2 of the ZIP codes below are split, so check your exact address.

## Moving to Temple

Local numbers for setting up a home in Temple, each checked on the official source. More contacts: https://powerhopper.energy/texas-electricity/temple/move-in-information

- **Water and utility billing:** utility billing (start, transfer or stop water service), 254-298-5616.
- **Natural gas:** Atmos Energy: customer service, 888-286-6700.
- **Public schools:** Temple ISD, Belton ISD, Troy ISD.
- **Driver license:** Texas DPS Driver License Office: Temple, 512-424-2600.

## Who delivers electricity in Temple?
Every Temple-addressed home in ERCOT's competitive data is on Oncor's wires (45,527 active residential meters, October 5, 2026).

## Can every address in Temple choose?
Of the 45,488 Temple-addressed competitive homes we can place by ZIP code, 165 (0%) are in the split ZIP codes 76524, 76557; on those streets, a neighbor may be on a different utility. The ZIP table below marks each one.

## What is different about Temple?
- Census estimates put Temple at 98,412 residents on July 1, 2025, up 19.7% from a 2020 estimates base of 82,244. (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- ERCOT lists 45,527 competitive residential meters with a Temple mailing address, about 1.32 per Census household in the city (34,514), because the Temple postal area reaches beyond city limits. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- ERCOT's daily files added 55 new residential meters in Temple's main ZIP codes between Oct. 7 and Oct. 18, 2026, 21 of them in 76502. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Temple-addressed business meters number 6,522 in ERCOT's Oct. 5 extract, one for every 7.0 homes. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Among the 13 cities and towns that touch Bell County, Temple ranks 2 by competitive homes on its postal city in ERCOT's data, behind Killeen (64,846). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Renters make up 68.6% of households in 76504, the highest share among Temple's main ZIP codes (ACS 2020-2024), so many Temple addresses change hands, and electricity accounts, every year. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)

## By the numbers
- Population (July 1, 2025 estimate): 98,412
- Population (2020 estimates base): 82,244
- Occupied households (ACS 2020-2024): 34,514
- Active residential meters with a Temple address: 45,527
- Active business meters with a Temple address: 6,522
- Residential meters per Census household: 1.32
- Delivery utilities (homes): Oncor 45,527
- Counties: Bell
- ZIP codes touching Temple: 6
- Split ZIP codes (flagged below): 2

## Plan prices (median ¢/kWh at 500 / 1,000 / 2,000 kWh)
- Oncor: 14.1 / 13.4 / 13.2; delivery 6.8673¢/kWh + $4.06/mo

## ZIP codes
**Not every address in these ZIP codes has retail choice; check your exact address.**

| ZIP | Postal cities | Land in city | Competitive homes | Households | Ratio | Notes |
|---|---|---|---|---|---|---|
| 76502 | Temple 100% | 55% | 24,796 | 19,492 | 1.27 | Near-full coverage. 21 new residential meters Oct 7-18, 2026. |
| 76513 | Belton 86%, Morgans Point Resort 11%, Salado 1% | 3% | 19,402 | 15,904 | 1.22 | Near-full coverage. 20 new residential meters Oct 7-18, 2026. Mostly outside Temple city limits. |
| 76504 | Temple 100% | 65% | 12,903 | 10,759 | 1.2 | Near-full coverage.  |
| 76501 | Temple 100% | 13% | 7,447 | 6,546 | 1.14 | Near-full coverage. 10 new residential meters Oct 7-18, 2026. |
| 76557 | Moody 96%, Temple 4% | 0% | 1,096 | 1,894 | 0.58 | Split. Partial coverage. Mostly outside Temple city limits. |
| 76524 | Bruceville Eddy 85%, Temple 15% | 0% | 832 | 1,272 | 0.65 | Split. Most homes, not all. Mostly outside Temple city limits. |

## Business electricity in Temple
6,522 active business meters. Power Hopper compares offers from retail electric providers and direct suppliers; for high-consumption businesses we can run a competitive bid. No savings or bidder count is promised. Businesses in Texas retail-choice areas can request a rate review online.

## Questions
**Is Temple deregulated for electricity?** Yes, if Oncor delivers to your address. ERCOT lists 45,527 Temple-addressed homes on the competitive market (October 5, 2026), about 1.32 per Census household. 2 of the ZIP codes touching Temple are split (76524, 76557), so check your exact address.
**Which Temple ZIP code has the most homes on the competitive market?** 76502. ERCOT lists 24,796 competitive residential meters there, 24,780 with a Temple address, against about 19,492 Census households in the ZIP (ratio 1.27). Among Temple's main ZIP codes, 76524 has the fewest competitive meters per household, 0.65.
**How many Temple households have a $250 electric bill?** It varies by ZIP code. In the Census survey (ACS 2020-2024), 46.6% of households in 76524 reported paying $250 or more a month for electricity, the highest share among Temple's main ZIP codes, against 22.2% in 76504. Home size, age and heating type drive much of that, so compare plans at your own usage.
**Why are there more electric meters than households in Temple?** ERCOT counts 45,527 competitive residential meters with a Temple mailing address, about 1.32 for every Census household in the city (34,514). The Temple postal area is bigger than the city, and new homes get a meter before the Census survey counts them. It does not mean every Temple-area address can choose; check yours.
**Who do I call in Temple when the power goes out?** Oncor, which delivers to all 45,527 Temple-addressed homes in ERCOT's competitive data, not your retail provider. oncor.com/outages.

## Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT: https://www.powertochoose.org/en-us/Plan/ExportToCsv
- PUCT: Choosing an Electric Plan: https://www.puc.texas.gov/consumer-help/electricity/electric-plan/
- PUCT broker directory (BR260201): https://www.puc.texas.gov/industry/electric/directories/brk/alpha_brk/
- Oncor Electric Delivery: https://www.oncor.com/
- Oncor delivery tariff (effective October 4, 2026): https://interchange.puc.texas.gov/Documents/59249_105_1676040.PDF
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT daily TDSP ESIID Extract files, Oct 7-18, 2026, via Power Hopper's Oct 18 ZIP study: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003 (via Power Hopper's Oct 18, 2026 ZIP study): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/

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