# Garland, Texas electricity: Oncor wires, 5 split ZIP codes to check

_Updated October 19, 2026. Data: ERCOT Oct 5, 2026; Power to Choose Oct 19, 2026, 7:59 AM CT._

**In short:** Every Garland-addressed home in ERCOT's competitive data is on Oncor's wires (18,558 active residential meters, October 5, 2026). Only part of Garland is on the competitive market: that count compares with about 81,954 Census households in the city. Most of the rest are served by City of Garland, which has not opted into retail choice, so check your exact address.

## Who delivers electricity in Garland?
Every Garland-addressed home in ERCOT's competitive data is on Oncor's wires (18,558 active residential meters, October 5, 2026).

## Can every address in Garland choose?
Of the 18,542 Garland-addressed competitive homes we can place by ZIP code, 18,512 (100%) are in the split ZIP codes 75043, 75044, 75041, 75040, 75042; on those streets, a neighbor may be on a different utility. The ZIP table below marks each one.

## What is different about Garland?
- Garland Power & Light is owned by the City of Garland; EIA's 2024 data lists the City of Garland utility with 69,421 residential customers. City-owned utilities in Texas can stay out of retail choice, and Garland has. (Source: https://www.garlandpower-light.org/, https://www.eia.gov/electricity/data/eia861/)
- Census estimates put Garland at 249,625 residents on July 1, 2025, up 1.4% from a 2020 estimates base of 246,190. (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- ERCOT lists 18,558 competitive residential meters with a Garland mailing address against 81,954 Census households in the city, a ratio of 0.23. Some of the gap is homes using neighboring postal cities; the rest fits co-op or city-utility service. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Garland-addressed business meters number 2,136 in ERCOT's Oct. 5 extract, one for every 8.7 homes. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Among the 30 cities and towns that touch Dallas County, Garland ranks 12 by competitive homes on its postal city in ERCOT's data, behind Dallas (535,270). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Renters make up 41.5% of households in 75042, the highest share among Garland's main ZIP codes (ACS 2020-2024), so many Garland addresses change hands, and electricity accounts, every year. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)

## By the numbers
- Population (July 1, 2025 estimate): 249,625
- Population (2020 estimates base): 246,190
- Occupied households (ACS 2020-2024): 81,954
- Active residential meters with a Garland address: 18,558
- Active business meters with a Garland address: 2,136
- Residential meters per Census household: 0.23
- Delivery utilities (homes): Oncor 18,558
- Counties: Dallas, Collin, Rockwall
- ZIP codes touching Garland: 6
- Split ZIP codes (flagged below): 5

## Plan prices (median ¢/kWh at 500 / 1,000 / 2,000 kWh)
- Oncor: 14.1 / 13.4 / 13.2; delivery 6.8673¢/kWh + $4.06/mo

## ZIP codes
**Not every address in these ZIP codes has retail choice; check your exact address.**

| ZIP | Postal cities | Land in city | Competitive homes | Households | Ratio | Notes |
|---|---|---|---|---|---|---|
| 75043 | Garland 100% | 93% | 7,753 | 22,343 | 0.35 | Split. Partial coverage. Split: City of Garland (Garland city limits cover about 93% of the ZIP's land); that utility's customers can't choose. |
| 75044 | Garland 100% | 100% | 5,629 | 16,952 | 0.33 | Split. Partial coverage. Split: City of Garland (Garland city limits cover about 100% of the ZIP's land); that utility's customers can't choose. |
| 75182 | Sunnyvale 97%, Balch Springs 2% | 0% | 3,005 | 2,573 | 1.17 | Near-full coverage. Mostly outside Garland city limits. |
| 75041 | Garland 100% | 99% | 2,868 | 10,005 | 0.29 | Split. Partial coverage. Split: City of Garland (Garland city limits cover about 99% of the ZIP's land); that utility's customers can't choose. |
| 75040 | Garland 100% | 100% | 2,009 | 20,958 | 0.1 | Split. Little coverage. Split: City of Garland (Garland city limits cover about 100% of the ZIP's land); that utility's customers can't choose. |
| 75042 | Garland 100% | 100% | 257 | 11,445 | 0.02 | Split. Little coverage. Split: City of Garland (Garland city limits cover about 100% of the ZIP's land); that utility's customers can't choose. |

## Business electricity in Garland
2,136 active business meters. Power Hopper compares offers from retail electric providers and direct suppliers; for high-consumption businesses we can run a competitive bid. No savings or bidder count is promised. Businesses in Texas retail-choice areas can request a rate review online.

## Questions
**Can Garland Power & Light customers choose an electricity provider?** No. Garland Power & Light is city-owned and has not opted into retail choice, so its customers buy from GP&L. Only Garland addresses on Oncor's wires can shop; check yours.
**Can Garland residents pick their own electric company?** Only part of Garland can. ERCOT lists 18,558 competitive homes with a Garland mailing address against about 81,954 Census households in the city; most of the rest are likely served by the city-owned utility, whose customers cannot pick a retail provider. 5 of the ZIP codes touching Garland are split (75043, 75044, 75041, 75040, and others), so check your exact address.
**Which Garland ZIP code has the most homes on the competitive market?** 75043. ERCOT lists 7,753 competitive residential meters there, 7,752 with a Garland address, against about 22,343 Census households in the ZIP (ratio 0.35). Among Garland's main ZIP codes, 75042 has the fewest competitive meters per household, 0.02.
**How many Garland households have a $250 electric bill?** It varies by ZIP code. In the Census survey (ACS 2020-2024), 36.5% of households in 75043 reported paying $250 or more a month for electricity, the highest share among Garland's main ZIP codes, against 25.8% in 75042. Home size, age and heating type drive much of that, so compare plans at your own usage.
**Who do I call in Garland when the power goes out?** Oncor, which delivers to all 18,558 Garland-addressed homes in ERCOT's competitive data, not your retail provider. oncor.com/outages. City of Garland customers call the city utility.

## Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT: https://www.powertochoose.org/en-us/Plan/ExportToCsv
- PUCT: Choosing an Electric Plan: https://www.puc.texas.gov/consumer-help/electricity/electric-plan/
- PUCT broker directory (BR260201): https://www.puc.texas.gov/industry/electric/directories/brk/alpha_brk/
- Oncor Electric Delivery: https://www.oncor.com/
- Oncor delivery tariff (effective October 4, 2026): https://interchange.puc.texas.gov/Documents/59249_105_1676040.PDF
- Garland Power & Light (City of Garland): https://www.garlandpower-light.org/
- EIA-861 (2024): City of Garland, municipal utility, 69,421 residential customers: https://www.eia.gov/electricity/data/eia861/
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003 (via Power Hopper's Oct 18, 2026 ZIP study): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Garland Power & Light (City of Garland): https://www.garlandpower-light.org/

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