# Fate, Texas electricity: Oncor wires, 1 split ZIP code to check

_Updated October 19, 2026. Data: ERCOT Oct 5, 2026; Power to Choose Oct 19, 2026, 7:59 AM CT._

**In short:** ERCOT counts 6,337 active residential meters with a Fate address, all on Oncor's wires (October 5, 2026). 1 of Fate's ZIP codes is split, so most addresses can shop, but yours needs a check.

## Moving to Fate

Local numbers for setting up a home in Fate, each checked on the official source. More contacts: https://powerhopper.energy/texas-electricity/fate/move-in-information

- **Water and utility billing:** City of Fate: utility billing, 972-771-4601.
- **Natural gas:** Atmos Energy: customer service, 888-286-6700.
- **Public schools:** Rockwall ISD, Royse City ISD.
- **Driver license:** Texas DPS Driver License Office: Rockwall, 512-424-2600.

## Who delivers electricity in Fate?
ERCOT counts 6,337 active residential meters with a Fate address, all on Oncor's wires (October 5, 2026).

## Can every address in Fate choose?
1,049 of 6,335 Fate-addressed competitive homes (17%) are in split ZIP codes (75189), where a neighbor may have a different utility.

## What is different about Fate?
- Population: 17,981 (2020 base) to 29,007 (July 2025), +61.3%, per Census Vintage 2025 estimates. The largest one-year change was +2,792 people, from July 2023 to July 2024. (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- Of the 3,564,530 homes Oncor serves on the competitive market, 0.2% have a Fate mailing address. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Fate is still adding homes: 14 new residential meters in its main ZIP codes during Oct. 7-18, 2026 (most in 75189: 11), plus 44 vacant-to-active switches. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- De-energized homes, usually empty or between tenants, number 1,790 in Fate's main ZIP codes, 6.6% of all 26,943 residential meters there. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- ZIP 75087 holds 4,909 of the 6,335 competitive homes with a Fate address (77%); across the whole ZIP there are 1.12 competitive meters per Census household. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Rockwall County context: Fate ranks 7 of 10 touching cities and towns for postal-city competitive homes, just behind Royse City (6,912). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- In ZIP 75189, which holds 1,049 Fate-addressed homes, ERCOT counts only 0.52 competitive meters per Census household. EIA's 2024 data lists Denton County Electric Cooperative, Fannin County Electric Cooperative, and Farmers Electric Cooperative among others in the counties ERCOT and the Census link to that ZIP; their customers are not on the competitive market unless the utility opted in. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/, https://www.eia.gov/electricity/data/eia861/)
- 75087 is Fate's highest-income main ZIP (median $129,484) and 75189 the other end ($117,125), per ACS 2020-2024; $250+ electric bills: 38.2% versus 35.3% of households. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Fate's land splits across 2 main ZIP codes, led by 75087 (53%) and 75189 (45%), per the Census 2020 ZCTA-to-place relationship file. (Source: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/)
- Of Fate's six nearest towns, Rockwall has the most competitive homes (20,168, 4 mi away) and McLendon-Chisholm the fewest per household (0.44). (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)

## By the numbers
- Population (July 1, 2025 estimate): 29,007
- Population (2020 estimates base): 17,981
- Occupied households (ACS 2020-2024): 6,737
- Active residential meters with a Fate address: 6,337
- Active business meters with a Fate address: 376
- Residential meters per Census household: 0.94
- Delivery utilities (homes): Oncor 6,337
- Counties: Rockwall
- ZIP codes touching Fate: 4
- Split ZIP codes (flagged below): 1

## Plan prices (median ¢/kWh at 500 / 1,000 / 2,000 kWh)
- Oncor: 14.1 / 13.4 / 13.2; delivery 6.8673¢/kWh + $4.06/mo

## ZIP codes
**Not every address in these ZIP codes has retail choice; check your exact address.**

| ZIP | Postal cities | Land in city | Competitive homes | Households | Ratio | Notes |
|---|---|---|---|---|---|---|
| 75087 | Rockwall 68%, Fate 29%, Rowlett 2% | 21% | 16,724 | 14,951 | 1.12 | Near-full coverage.  |
| 75032 | Rockwall 65%, Heath 30%, Mclendon Chisholm 4% | 0% | 13,473 | 13,250 | 1.02 | Near-full coverage. Mostly outside Fate city limits. |
| 75189 | Royse City 85%, Fate 13%, Nevada 2% | 5% | 8,112 | 15,743 | 0.52 | Split. Partial coverage. 11 new residential meters Oct 7-18, 2026. Mostly outside Fate city limits. |
| 75132 | Fate 100% | 100% | 317 | n/a | n/a | Too few homes to rate.  |

## Business electricity in Fate
376 active business meters. Power Hopper compares offers from retail electric providers and direct suppliers; for high-consumption businesses we can run a competitive bid. No savings or bidder count is promised. Businesses in Texas retail-choice areas can request a rate review online.

## Questions
**Does Fate have electricity choice?** Yes, where Oncor's wires reach the house, which in Fate is most of the city: 6,337 homes with a Fate mailing address were on the competitive market on October 5, 2026, 0.94 for each Census household. Split ZIP codes for Fate: 75189; on those, check the exact address.
**Which Fate ZIP code has the most homes on the competitive market?** 75087, with 16,724 competitive homes in ERCOT's data (4,909 addressed to Fate) against roughly 14,951 Census households, a 1.12 ratio. 75189 trails at 0.52 meters per household.
**How many Fate households have a $250 electric bill?** In 75087, 38.2% of households reported electricity bills of $250 or more a month in the ACS 2020-2024 survey, the highest among Fate's main ZIP codes; in 75189 it was 35.3%. House size and heating type explain much of the difference.
**How do I start electric service at a new Fate address?** 13.2% of 75189 residents moved within a year (ACS), and 31 75189 meters turned from vacant to active Oct. 7-18, 2026. Check that your Fate address is on Oncor's wires, then choose a plan and start date.
**Why does my Fate home have a Rockwall address?** Because ZIP 75087 is mostly addressed to Rockwall: 68% of its 16,724 competitive residential meters use that postal city, and 29% use Fate. Mailing city isn't city limits; the service address decides the utility.
**Where do I report a Fate power outage?** Call Oncor (oncor.com/outages), the wires utility for Fate's 6,337 competitive homes; a retail provider can't fix lines.

## Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT: https://www.powertochoose.org/en-us/Plan/ExportToCsv
- PUCT: Choosing an Electric Plan: https://www.puc.texas.gov/consumer-help/electricity/electric-plan/
- PUCT broker directory (BR260201): https://www.puc.texas.gov/industry/electric/directories/brk/alpha_brk/
- Oncor Electric Delivery: https://www.oncor.com/
- Oncor delivery tariff (effective October 4, 2026): https://interchange.puc.texas.gov/Documents/59249_105_1676040.PDF
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT daily TDSP ESIID Extract files, Oct 7-18, 2026, via Power Hopper's Oct 18 ZIP study: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census 2020 ZCTA-to-place relationship file: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/

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