# Commerce, Texas electricity: Oncor wires, 2 split ZIP codes to check

_Updated October 19, 2026. Data: ERCOT Oct 5, 2026; Power to Choose Oct 19, 2026, 7:59 AM CT._

**In short:** ERCOT counts 4,602 active residential meters with a Commerce address, all on Oncor's wires (October 5, 2026). 2 of Commerce's ZIP codes are split, so most addresses can shop, but yours needs a check.

## Moving to Commerce

Local numbers for setting up a home in Commerce, each checked on the official source. More contacts: https://powerhopper.energy/texas-electricity/commerce/move-in-information

- **City hall (ask about water service):** City of Commerce: City Hall (main line), 903-886-1100.
- **Trash pickup:** Trash and recycling service (number on the city trash page), 903-886-2314.
- **Natural gas:** Atmos Energy: customer service, 888-286-6700.
- **Public schools:** Commerce ISD.
- **Driver license:** Texas DPS Driver License Office: Greenville, 512-424-2600.

## Who delivers electricity in Commerce?
ERCOT counts 4,602 active residential meters with a Commerce address, all on Oncor's wires (October 5, 2026).

## Can every address in Commerce choose?
Split ZIP codes holding Commerce homes: 75401, 75422. They carry 167 of the 4,587 competitive homes with a Commerce address (4%); on those streets a neighbor's utility can differ from yours.

## What is different about Commerce?
- Commerce counted about 9,928 residents in the Census Bureau's 2025 estimate, against 9,085 in the 2020 base, a change of +9.3%. The largest one-year change was +269 people, from July 2022 to July 2023. July 1 estimates in between: 9,127 (2021), 9,307 (2022), 9,576 (2023), 9,842 (2024). (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- Commerce covers 8.3 square miles of land (Census 2025 Gazetteer). That works out to about 1,193 residents and 373 occupied households per square mile of land, with roughly 3.2 residents for every Commerce household. (Source: https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html, https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- The Commerce mailing area is bigger than the city: ERCOT lists 4,602 competitive homes under the Commerce postal city, 1.48 for each of the city's 3,106 Census households. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Oncor share: 0.1% of its 3,564,530 competitive residential meters carry a Commerce address. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Move-ins show up as vacant-to-active switches in ERCOT's daily files: 14 of them in the ZIP codes most Commerce homes use, Oct. 7-18, 2026. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- On October 5, 2026, ERCOT showed 842 home meters switched off (de-energized) in the ZIP codes most Commerce homes use, against 5,976 switched on; that 12.3 percent is mostly vacant houses and apartments between occupants. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- Most Commerce electricity customers live in 75428: 4,420 homes, or 96 percent of the 4,587 with a Commerce address; the full ZIP comes to 1.15 meters a household. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- Commerce is 2 of 11 on a Hunt County list of cities and towns ranked by postal-city competitive homes; the next one up is Royse City, at 6,912. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203)
- By the Census Bureau's 2025 estimates, Commerce is the number 4 city or town by population among the 14 that reach into Hunt County, one place ahead of Caddo Mills (5,715 residents). (Source: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv)
- Coverage gap: 75401, home to 117 Commerce-addressed meters, has 0.19 ERCOT meters for each household the Census counts there. That fits co-op service: EIA's 2024 lists for the counties tied to the ZIP include 3 co-ops, such as the Trinity Valley, Farmers, and Fannin County co-ops. Co-op homes stay off the competitive market unless their co-op opts in. (Source: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203, https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/, https://www.eia.gov/electricity/data/eia861/)
- Renting is most common in 75428, where the ACS 2020-2024 counts 48.1 percent of households as renters; in that part of Commerce, electricity accounts change hands with each lease. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)
- The ACS 2020-2024 median household income tops out in 75401 ($59,908) and bottoms out in 75428 ($51,424) among Commerce's core ZIP codes, where 37.1 and 25.1 percent of households, respectively, report electric bills above $250. (Source: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/)

## By the numbers
- Population (July 1, 2025 estimate): 9,928
- Population (2020 estimates base): 9,085
- Occupied households (ACS 2020-2024): 3,106
- Active residential meters with a Commerce address: 4,602
- Active business meters with a Commerce address: 1,075
- Residential meters per Census household: 1.48
- Delivery utilities (homes): Oncor 4,602
- Counties: Hunt
- ZIP codes touching Commerce: 3
- Split ZIP codes (flagged below): 2

## Plan prices (median ¢/kWh at 500 / 1,000 / 2,000 kWh)
- Oncor: 14.1 / 13.4 / 13.2; delivery 6.8673¢/kWh + $4.06/mo

## ZIP codes
**Not every address in these ZIP codes has retail choice; check your exact address.**

| ZIP | Postal cities | Land in city | Competitive homes | Households | Ratio | Notes |
|---|---|---|---|---|---|---|
| 75428 | Commerce 100% | 9% | 4,431 | 3,853 | 1.15 | Near-full coverage. Mostly outside Commerce city limits. |
| 75401 | Greenville 86%, Commerce 8%, Neylandville 3% | 0% | 1,545 | 8,066 | 0.19 | Split. Little coverage. Split: City of Greenville (Greenville city limits cover about 10% of the ZIP's land); that utility's customers can't choose. Mostly outside Commerce city limits. |
| 75422 | Campbell 92%, Commerce 8% | 0% | 659 | 1,098 | 0.6 | Split. Most homes, not all. Mostly outside Commerce city limits. |

## Business electricity in Commerce
1,075 active business meters. Power Hopper compares offers from retail electric providers and direct suppliers; for high-consumption businesses we can run a competitive bid. No savings or bidder count is promised. Businesses in Texas retail-choice areas can request a rate review online.

## Questions
**Is Commerce deregulated for electricity?** Yes, where Oncor's wires reach the house, which in Commerce is most of the city: 4,602 homes with a Commerce mailing address were on the competitive market on October 5, 2026, 1.48 for each Census household. Addresses in 75401, 75422 (all split) need an exact-address check before you shop.
**Where do most Commerce electricity customers live?** 75428. It holds 4,420 Commerce-addressed competitive homes; counting every address in the ZIP, ERCOT has 4,431 meters for roughly 3,853 households, a 1.15 ratio. At the other end, 75401 shows 0.19.
**Are electric bills high in Commerce?** 75401 has the highest share of $250-plus monthly electric bills among Commerce's core ZIP codes (37.1 percent of households, ACS 2020-2024); 75428 has 25.1 percent. Bigger and all-electric homes push the share up.
**I'm moving to Commerce. How do I set up electricity?** Start with the address check: Oncor-delivered Commerce homes choose among the plans offered there and set a start date. Turnover is real in 75428, where 26.9% moved in the past year (ACS); ERCOT logged 12 vacant-to-active meters in 75428 Oct. 7-18, 2026.
**Why are there more electric meters than households in Commerce?** 4,602 Commerce-addressed meters against 3,106 city households is 1.48 per household: the Commerce postal area extends past city limits, and new homes get meters before the Census counts them. It doesn't mean every nearby address can choose.
**Who do I call in Commerce when the power goes out?** Call Oncor (oncor.com/outages), the wires utility for Commerce's 4,602 competitive homes; a retail provider can't fix lines.

## Sources
- ERCOT TDSP ESIID Extract (report 203): full extract as of Oct 5, 2026; daily files Oct 7-18, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year estimates (B25003 households, B01003 population): https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census 2020 ZCTA-to-place and ZCTA-to-county relationship files: https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- PUCT Power to Choose residential offer export, Oct 19, 2026, 7:59 AM CT: https://www.powertochoose.org/en-us/Plan/ExportToCsv
- PUCT: Choosing an Electric Plan: https://www.puc.texas.gov/consumer-help/electricity/electric-plan/
- PUCT broker directory (BR260201): https://www.puc.texas.gov/industry/electric/directories/brk/alpha_brk/
- Oncor Electric Delivery: https://www.oncor.com/
- Oncor delivery tariff (effective October 4, 2026): https://interchange.puc.texas.gov/Documents/59249_105_1676040.PDF
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census Bureau 2025 Gazetteer Files, Texas places (land and water area): https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT daily TDSP ESIID Extract files, Oct 7-18, 2026, via Power Hopper's Oct 18 ZIP study: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census Bureau Vintage 2025 city and town population estimates: https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025_48.csv
- ERCOT TDSP ESIID Extract (report 203), Oct 5, 2026: https://www.ercot.com/misapp/GetReports.do?reportTypeId=203
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- EIA-861 (2024) utility service territories by county: https://www.eia.gov/electricity/data/eia861/
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/
- Census ACS 2020-2024 5-year, table B25003: https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/

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