{
  "title": "The 1,000 kWh Bill-Credit Threshold: What One Kilowatt-Hour Costs",
  "slug": "texas-bill-credit-threshold-effect",
  "version": "1.0",
  "published": "2026-11-10",
  "last_verified": "2026-11-10",
  "period": "EFLs issued 2026-10-15 to 2026-10-28; listings observed 2026-10-21 to 2026-10-29",
  "publisher": "Power Hopper Research Team, powerhopper.energy",
  "license": "CC BY 4.0 for Power Hopper-created compilation and analysis. Underlying data: REP Electricity Facts Labels as compiled in Power to Choose-derived third-party listings (raw listings not republished), credited to the source.",
  "license_url": "https://creativecommons.org/licenses/by/4.0/",
  "citation": "Source: Power Hopper Research Team, powerhopper.energy, The 1,000 kWh Bill-Credit Threshold: What One Kilowatt-Hour Costs, November 10, 2026.",
  "methodology_url": "https://powerhopper.energy/media/methodology#texas-bill-credit-threshold-effect",
  "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels",
  "underlying_data": "REP Electricity Facts Labels as compiled in Power to Choose-derived third-party listings (raw listings not republished)",
  "fields": [
    {
      "name": "delivery_utility",
      "description": "Delivery utility, or all six areas combined"
    },
    {
      "name": "distinct_bill_credit_plans",
      "description": "Distinct EFL-verified, reconciled bill-credit plans (one per plan and utility)"
    },
    {
      "name": "providers",
      "description": "Distinct providers among those plans"
    },
    {
      "name": "bill_credit_usd",
      "description": "Bill credit, US$ (median)"
    },
    {
      "name": "credit_threshold_kwh",
      "description": "Usage at which the credit applies (at or above), kWh"
    },
    {
      "name": "median_efl_cents_per_kwh_500",
      "description": "Median EFL average price at 500 kWh, ¢/kWh"
    },
    {
      "name": "median_efl_cents_per_kwh_1000",
      "description": "Median EFL average price at 1,000 kWh, ¢/kWh"
    },
    {
      "name": "median_efl_cents_per_kwh_2000",
      "description": "Median EFL average price at 2,000 kWh, ¢/kWh"
    },
    {
      "name": "median_bill_usd_at_1000_kwh",
      "description": "Median recalculated monthly bill at 1,000 kWh, US$"
    },
    {
      "name": "median_bill_usd_at_999_kwh",
      "description": "Median recalculated monthly bill at 999 kWh, US$"
    },
    {
      "name": "median_extra_cost_usd_at_999_kwh",
      "description": "Median of (bill at 999 kWh minus bill at 1,000 kWh), US$"
    },
    {
      "name": "min_extra_cost_usd_at_999_kwh",
      "description": "Smallest extra cost at 999 kWh, US$"
    },
    {
      "name": "max_extra_cost_usd_at_999_kwh",
      "description": "Largest extra cost at 999 kWh, US$"
    },
    {
      "name": "median_effective_cents_per_kwh_at_1000_kwh",
      "description": "Median bill divided by usage at 1,000 kWh, ¢/kWh"
    },
    {
      "name": "median_effective_cents_per_kwh_at_999_kwh",
      "description": "Median bill divided by usage at 999 kWh, ¢/kWh"
    },
    {
      "name": "efl_issue_dates",
      "description": "Range of EFL issue dates"
    },
    {
      "name": "listing_observation_dates",
      "description": "Range of dates the plans were observed in the listing files"
    },
    {
      "name": "status",
      "description": "historical"
    },
    {
      "name": "data_basis",
      "description": "Data basis statement"
    }
  ],
  "rows": [
    {
      "delivery_utility": "Oncor",
      "distinct_bill_credit_plans": 2,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 19.5,
      "median_efl_cents_per_kwh_1000": 6.6,
      "median_efl_cents_per_kwh_2000": 12.6,
      "median_bill_usd_at_1000_kwh": 65.27,
      "median_bill_usd_at_999_kwh": 190.08,
      "median_extra_cost_usd_at_999_kwh": 124.81,
      "min_extra_cost_usd_at_999_kwh": 124.81,
      "max_extra_cost_usd_at_999_kwh": 124.82,
      "median_effective_cents_per_kwh_at_1000_kwh": 6.5,
      "median_effective_cents_per_kwh_at_999_kwh": 19.0,
      "efl_issue_dates": "2026-10-27 to 2026-10-28",
      "listing_observation_dates": "2026-10-27 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "CenterPoint",
      "distinct_bill_credit_plans": 2,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 19.5,
      "median_efl_cents_per_kwh_1000": 6.5,
      "median_efl_cents_per_kwh_2000": 12.5,
      "median_bill_usd_at_1000_kwh": 65.03,
      "median_bill_usd_at_999_kwh": 189.84,
      "median_extra_cost_usd_at_999_kwh": 124.81,
      "min_extra_cost_usd_at_999_kwh": 124.81,
      "max_extra_cost_usd_at_999_kwh": 124.82,
      "median_effective_cents_per_kwh_at_1000_kwh": 6.5,
      "median_effective_cents_per_kwh_at_999_kwh": 19.0,
      "efl_issue_dates": "2026-10-27 to 2026-10-28",
      "listing_observation_dates": "2026-10-29 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "AEP Texas Central",
      "distinct_bill_credit_plans": 2,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 18.7,
      "median_efl_cents_per_kwh_1000": 5.9,
      "median_efl_cents_per_kwh_2000": 12.0,
      "median_bill_usd_at_1000_kwh": 58.44,
      "median_bill_usd_at_999_kwh": 183.26,
      "median_extra_cost_usd_at_999_kwh": 124.82,
      "min_extra_cost_usd_at_999_kwh": 124.82,
      "max_extra_cost_usd_at_999_kwh": 124.82,
      "median_effective_cents_per_kwh_at_1000_kwh": 5.8,
      "median_effective_cents_per_kwh_at_999_kwh": 18.3,
      "efl_issue_dates": "2026-10-27 to 2026-10-27",
      "listing_observation_dates": "2026-10-27 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "AEP Texas North",
      "distinct_bill_credit_plans": 2,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 19.0,
      "median_efl_cents_per_kwh_1000": 6.2,
      "median_efl_cents_per_kwh_2000": 12.3,
      "median_bill_usd_at_1000_kwh": 61.44,
      "median_bill_usd_at_999_kwh": 186.26,
      "median_extra_cost_usd_at_999_kwh": 124.82,
      "min_extra_cost_usd_at_999_kwh": 124.82,
      "max_extra_cost_usd_at_999_kwh": 124.82,
      "median_effective_cents_per_kwh_at_1000_kwh": 6.1,
      "median_effective_cents_per_kwh_at_999_kwh": 18.6,
      "efl_issue_dates": "2026-10-27 to 2026-10-27",
      "listing_observation_dates": "2026-10-28 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "TNMP",
      "distinct_bill_credit_plans": 2,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 21.8,
      "median_efl_cents_per_kwh_1000": 8.5,
      "median_efl_cents_per_kwh_2000": 14.4,
      "median_bill_usd_at_1000_kwh": 84.72,
      "median_bill_usd_at_999_kwh": 209.52,
      "median_extra_cost_usd_at_999_kwh": 124.8,
      "min_extra_cost_usd_at_999_kwh": 124.79,
      "max_extra_cost_usd_at_999_kwh": 124.8,
      "median_effective_cents_per_kwh_at_1000_kwh": 8.5,
      "median_effective_cents_per_kwh_at_999_kwh": 21.0,
      "efl_issue_dates": "2026-10-20 to 2026-10-28",
      "listing_observation_dates": "2026-10-21 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "Lubbock Power & Light",
      "distinct_bill_credit_plans": 1,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 20.2,
      "median_efl_cents_per_kwh_1000": 7.7,
      "median_efl_cents_per_kwh_2000": 14.0,
      "median_bill_usd_at_1000_kwh": 77.25,
      "median_bill_usd_at_999_kwh": 202.05,
      "median_extra_cost_usd_at_999_kwh": 124.8,
      "min_extra_cost_usd_at_999_kwh": 124.8,
      "max_extra_cost_usd_at_999_kwh": 124.8,
      "median_effective_cents_per_kwh_at_1000_kwh": 7.7,
      "median_effective_cents_per_kwh_at_999_kwh": 20.2,
      "efl_issue_dates": "2026-10-15 to 2026-10-15",
      "listing_observation_dates": "2026-10-21 to 2026-10-21",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    },
    {
      "delivery_utility": "All six utility areas",
      "distinct_bill_credit_plans": 11,
      "providers": 1,
      "bill_credit_usd": 125.0,
      "credit_threshold_kwh": 1000,
      "median_efl_cents_per_kwh_500": 19.2,
      "median_efl_cents_per_kwh_1000": 6.2,
      "median_efl_cents_per_kwh_2000": 12.3,
      "median_bill_usd_at_1000_kwh": 62.03,
      "median_bill_usd_at_999_kwh": 186.84,
      "median_extra_cost_usd_at_999_kwh": 124.82,
      "min_extra_cost_usd_at_999_kwh": 124.79,
      "max_extra_cost_usd_at_999_kwh": 124.82,
      "median_effective_cents_per_kwh_at_1000_kwh": 6.2,
      "median_effective_cents_per_kwh_at_999_kwh": 18.7,
      "efl_issue_dates": "2026-10-15 to 2026-10-28",
      "listing_observation_dates": "2026-10-21 to 2026-10-29",
      "status": "historical",
      "data_basis": "Power Hopper analysis of plan data compiled from Power to Choose-derived third-party listings and REP Electricity Facts Labels"
    }
  ]
}